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Budget 2027
A single person on €115,000 keeps €593.36 more a year in 2027 than in 2026: €49.45 a month. A married couple on one income keeps €718.36 more.
| Single, a year | 2026 | 2027 |
|---|---|---|
| Income tax | €33,200.00 | €32,450.00 |
| USC | €5,230.62 | €5,214.62 |
| PRSI | €4,872.92 | €5,045.56 |
| Take-home | €71,696.46 | €72,289.82 |
Take-home on €115,000
€ a year
Source: Budget in Brief 2027; Revenue; HeyPenny calculation
| Single, 2026 | €71,696.46 |
|---|---|
| Single, 2027 | €72,289.82 |
| Married, one income, 2026 | €75,496.46 |
| Married, one income, 2027 | €76,214.82 |
2027 uses the Budget 2027 bands and credits (€46,500 band, €2,125 credits, 2% USC band to €30,300) and the scheduled PRSI rise to 4.5% from October 2027. These take legal effect when Finance (No. 2) Bill 2026 is enacted.