How big is the discount?

60% off if your income is €20,000 or less, 50% from €20,001 to €29,999, and 40% from €30,000. On a €200,000 house at 50%, you pay €100,000.

What is the council's charge?

The council keeps a share of the house equal to your discount. It falls by 2% of the value every year, so a 50% charge is gone after 25 years. Sell before then and you pay the council its share of the price.

Tenants with 10 years of social housing support and at least €11,000 a year of income, since 29 January 2024. Some homes, like those for older people, can't be bought.

Council and social housing

Buying your council house

What you'd pay for your council house after the 40% to 60% discount, and what the council keeps if you sell.

Self-assessment tool. The figures come from your own answers. It isn't advice, and you're responsible for what you file or claim. heypenny.ie is a trading name of Kinch Press. Read the disclaimer.

Common questions

How big is the discount?: 60% off if your income is €20,000 or less, 50% from €20,001 to €29,999, and 40% from €30,000. On a €200,000 house at 50%, you pay €100,000.
What is the council's charge?: The council keeps a share of the house equal to your discount. It falls by 2% of the value every year, so a 50% charge is gone after 25 years. Sell before then and you pay the council its share of the price.
Who can buy?: Tenants with 10 years of social housing support and at least €11,000 a year of income, since 29 January 2024. Some homes, like those for older people, can't be bought.

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