How does tax relief on health insurance work?

Your insurer takes 20% off the premium, up to €1,000 per adult and €500 per child, and claims it from Revenue. So the most relief is €200 an adult and €100 a child a year. You don't need to claim it.

What is Lifetime Community Rating?

If you first take out health insurance at 35 or older, you pay 2% more for each year without cover since 35. It's capped at 70%, and lasts up to 10 years. Buying at 45 for the first time adds 22%.

Family

Compare your health insurance quotes

Enter the quotes you've been given to compare a year's cost for your household, with tax relief and any Lifetime Community Rating loading worked out.

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Common questions

How does tax relief on health insurance work?: Your insurer takes 20% off the premium, up to €1,000 per adult and €500 per child, and claims it from Revenue. So the most relief is €200 an adult and €100 a child a year. You don't need to claim it.
What is Lifetime Community Rating?: If you first take out health insurance at 35 or older, you pay 2% more for each year without cover since 35. It's capped at 70%, and lasts up to 10 years. Buying at 45 for the first time adds 22%.

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