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Budget 2027
A single person on €40,000 keeps €206.07 more a year in 2027 than in 2026: €17.17 a month. A married couple on one income keeps €331.07 more.
| Single, a year | 2026 | 2027 |
|---|---|---|
| Income tax | €4,000.00 | €3,750.00 |
| USC | €732.82 | €716.82 |
| PRSI | €1,695.07 | €1,755.00 |
| Take-home | €33,572.11 | €33,778.18 |
Take-home on €40,000
€ a year
Source: Budget in Brief 2027; Revenue; HeyPenny calculation
| Single, 2026 | €33,572.11 |
|---|---|
| Single, 2027 | €33,778.18 |
| Married, one income, 2026 | €35,572.11 |
| Married, one income, 2027 | €35,903.18 |
2027 uses the Budget 2027 bands and credits (€46,500 band, €2,125 credits, 2% USC band to €30,300) and the scheduled PRSI rise to 4.5% from October 2027. These take legal effect when Finance (No. 2) Bill 2026 is enacted.