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A married couple earning €54,000 and €36,000 keeps €74,020.29 a year in 2026 under joint assessment.
Household take-home pay
€74,020.29
€1,600.00 more than if taxed as two single people
| Household gross pay (before tax) | 90,000.00 |
| Income tax | (10,400.00) |
| USC | (1,765.64) |
| PRSI | (3,814.07) |
| Take-home | 74,020.29 |
Joint assessment compared with two single people
€ a year, 2026
Source: Revenue; HeyPenny calculation
| Income tax, Joint | €10,400.00 |
|---|---|
| Income tax, Single | €12,000.00 |
| Take-home, Joint | €74,020.29 |
| Take-home, Single | €72,420.29 |
Are your figures different? Work out your own.
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