Help to Buy

A refund of income tax and DIRT (tax on savings interest) towards a first-time buyer's deposit on a new home. Up to €35,000 after Budget 2027.

First-time buyers of a new home, or self-builders, can get back income tax and DIRT (tax on savings interest) paid in the previous four years. The refund is up to 10% of the price, with a maximum of €35,000. Budget 2027 raised the maximum from €30,000, with immediate effect.

Work it out

• Help to Buy and the First Home Scheme →

Related terms

First Home Scheme · Mortgage

Source: Citizens Information: Budget 2027

All terms · General information, not tax advice.